Key Cover
Lost your keys?
This policy covers you if, during the period of insurance, an insured key is accidentally lost, stolen or accidentally damaged. We will pay up to £1500 for locksmith charges, new locks, replacement keys, onward transport costs (up to £75 per day for up to three days), vehicle hire costs (up to £40 per day for up to three days) and accommodation costs of up to £120 if you have no access to your home.
Cover commences 48 hours after the date on which your motor or home insurance policy is effective, or 48 hours after you arranged your Key Cover policy, whichever is later. For renewals of existing policies, cover commences on the date that your renewed policy becomes effective. Cover ends on the date your motor or home insurance policy ends.
What is insured?
Locksmith charges if your insured keys are lost, stolen, damaged or locked in your home, motor cycle or motor vehicle
New locks if there is a security risk to your motor cycle, motor vehicle or home due to the loss or theft of your insured key
Replacement keys if your insured keys are stolen, deemed permanently lost, or broken.
Onward transport costs up to £75 per day if you have no access to your motor cycle or motor vehicle while away from your home due to lost, stolen or broken keys.
Vehicle hire costs up to £40 per day for up to three days if you are unable to use your motor cycle or motor vehicle while away from your home due to lost, stolen or broken keys.
Accommodation costs up to £120 if you have no access to your home